A MINI Chattel Mortgage will give you the ability to tailor your finance contract to best suit your business needs with flexible contract terms (24 to 60 months), deposit amount and final payment.

Once you have decided on the vehicle of your choice, simply speak with the Business Manager at your preferred participating MINI Garage. They can advise you on the full range of options and tailor a finance package to suit your business needs.

  • Fixed Interest Rate
  • Optional Balloon/Lump Sum Payment
  • Available on MINI FLEX (Guaranteed Future Value) ^
  • Available on New/Used/Demo


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​​Your Business Manager at your MINI Garage will work with you to find a solution that suits your needs, so all you have to worry about is picking the colour of your MINI.

*Finance provided by MINI Financial Services (a division of BMW Australia Finance Limited, ABN 78 007 101 715, Australian Credit Licence 392387). Conditions, lending criteria, fees and charges apply.

^MINI FLEX consists of:
a) in the case of a loan, an option to sell the vehicle to us for a Guaranteed Future Value amount (GFV) at the end of the contract term; or
b) in the case of a lease, predetermining the value of the vehicle for the purpose of your end of lease obligations, provided the vehicle has not exceeded the contracted kilometre allowance and meets fair wear and tear conditions. If instead you wish to retain ownership of your vehicle outright, the GFV will be payable at the end of your contract. Alternatively, you can refinance the GFV or apply the proceeds of trading-in your vehicle towards paying out the contract. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of contract date. Mileage cannot exceed 10,000km at contract commencement.